I Need A Roof Over My Head! #APART

in ReggaeJAHM3 years ago

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The busy times have found me again, you might have noticed my posting streak has suddenly been broken. Such is life, but let me grab a little time to do an APART post.

Recently, owning a home has been on my mind. Most if not all of the people I went to school with are well on their way and diligently paying off mortgages. There seems to be this pressure for many to own a home to call their own. But man, the truth is it can be some scary shit to get entangled in a 30/40 year loan unless you were well off from the start, are in a secure job, or living from a place of unwavering "every little ting, is gonna be alright" faith!

Having a good friend that works in a city office here also added to that fear. He usually tells me stories of the elderly coming into the city office each and everyday to complain about the low pension they are receiving and the fact that they cannot pay off their house loans. What ends up happening is that many sell their houses for a less than it is valued to pay off the loan and live in a government subsidized property or pay rent at an old school Japanese property. The thing is, if they falter on that loan, the property becomes that of the bank, and the remained of the loan still has to be paid off. So I guess the lucky ones in this situation are the ones who can sell the houses and get something more affordable.

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But enough of the negative story and what happens to others. Let us talk about you and I. As I have mentioned time and time again, I would love my first loan to be used to purchase/ build a small apartment building, with around 6 units.

I would live in two attached units with my family and rent the other 4 out. I would do it in such a way that the tenants wont even know I own the property. The way I see it, if I am getting a loan for something, it should be for something that makes more money. But banks rarely want to lend money for such ventures, they would rather lend you the money to build a house that they can quickly call their own if you mess up. Ah, I got negative again.

But What if

We made enough money in crypto to one day pay down/ or pay off your house, like say 50%-70%? Or the entire cost in full? These opportunities are here and only available to the average person via crypto. It is indeed the biggest opportunity of our lifetime and many are beginning to wake up to that fact. If you are here on HIVE and own a couple other solid cryptos, you are well ahead of 98.9% of the world.

I am not saying depend on crypto to make your dreams come true, but this opportunity is HUGE! But money, that can come from anywhere if we do things in a certain way.

Oh the picture of the house...
I took those a week ago, I went to look on a house maker's latest model unit and asked if they built apartment buildings. The sales agent said it was the first time someone ever asked that question. She also said it is probably possible.

Will it be the apartment building being paid off by tenants, or a big place of my own to call home without the extended loan. I am thinking both. All I know is...

I need a roof, over my head🎼

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The Mighty Diamonds - I need a Roof, Rehersal Session, Mellow Mix Studio, London 2003


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Click to learn more about #APART


Posted via ReggaeJahm | Reggae Culture Rewarded

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Own the land & own the house...and yes, best buy it straight as possible... no Banks, no Credit...Cryptos!😜
El Salvador just made BTC legal tender...i hope Jamrock will follow!😉

 3 years ago 

Trust me, bank and credit in these times will catch up with you and keep you on the hamster wheel for life.

Bwoi, Jamaica seem to be playing the ultimate Babylon because they rolled their CBDC. Hard for youths get into crypto.

Star, i just read the same about Jamaica & was a little shocked, that they roll out their digital "Babylon"-coin, and blocking Crypto...
So i guess the Jamaican government will have to learn the hard way....because Cryptos will "take over", and they are stupid not to use that opportunity for the future...

I love the vision here and you're right, they don't want to lend you anything to elevate yourself. They would rather keep you tied to them. It is a challenging thing to consider, but we only a pass through dis earth yaa man. Find what works for you. Jah love.

 3 years ago 

Real ting,the banks basically know that a majority of peeps not gonna be able to pay off that loan because of inflation and how the system set. But there is always a way. A true, one life and best live it in a way where you can have peace of mind.

For you, I have only one phrase that you heard in my son's song - God loves Jamaica!
Sometimes, God does not give us what we dream about, no, not because He wants to deprive you of your dreams, He wants to give you more than the limit of your dreams. If our dreams become an idol, it may even anger Him.
Sometimes, you need to let go of your dream, let it graze like a lamb on green grass, and you, at this time ... read a book, play with the children, or, simply, sleep peacefully, lol. I want you to succeed).


Posted via ReggaeJahm | Reggae Culture Rewarded

 3 years ago 

I hear the wisdom in your words and it makes complete sense. Idolizing never manifest dreams and indeed sometimes the creator has bigger plans for us. I have a couple good books I have been wanting to read and the kids want to play endlessly LOL so it is a good way to get the mind off worries and just live. Stay blessed man!


Posted via ReggaeJahm | Reggae Culture Rewarded

When I think about, quite a lot of Reggae Music originated from some parts of London. London has a BUZZ that is really hard to explain unless you live here LOL

I bought my first flat when I was 20 years old at 8% Interest Rate. In just 2 years it soured to nearly 18% ~ That was scary shit man, I still don't know how we survived it, but we did! ~ Just Sheer determination I guess 😎 TRUTH !


Posted via ReggaeJahm | Reggae Culture Rewarded

 3 years ago 

Indeed, London and Reggae go hand in hand, I think the huge Caribbean diaspora helped with that I can imagine. I have a lot of friends in London with Jamaican backgrounds , it is as if they never left the island though most were born in London. I need to feel that vibe. Though London has never been on my travel list, I think I would appreciate it.

20 years OLD!!? That is a good age to start owning property. "Just sheer determination". Yeah, that is what it all boils down to, taking that leap. I just really despise loans and being in debt but for a property, it is difficult without it.


Posted via ReggaeJahm | Reggae Culture Rewarded

Yes, I agree London & Reggae are one. Perhaps it was the huge influx of Jamaicans to drive our Buses. Funny thing is that many of the future generations here still drive a London Bus. Maybe it's simply in the blood LOL

My Grand-Daughter is half Jamaican, her father was born in England but strangely never been to Jamaica. He says that he hates hot weather! Can you believe that? 🤣


Posted via ReggaeJahm | Reggae Culture Rewarded

Is good to see you post again today, have miss some of your posts.

I am not saying depend on crypto to make your dreams come true, but this opportunity is HUGE!

You're right, there huge opportunity in crypto world if one can look well and put in the works.

Good luck in getting a roof over your head.


Posted via proofofbrain.io

 3 years ago 

Would love to post more often but the time......

Yes, we have to be on constant research and gathering new information. WOW, this dip on the day El Salvador made BTC legal tender. We also have to remember the markets are highly manipulated. But still, if we are not in the markets, we will not have the opportunity.


Posted via ReggaeJahm | Reggae Culture Rewarded

Yes mi boss mi si you reasoning. A detached apartment building with six units sounds like a great idea.

 3 years ago 

You ready to buy your house? Or you contemplating like me?


Posted via ReggaeJahm | Reggae Culture Rewarded

Always thinking bro. Its good to think about these things while youth is in our favor.

!PIZZA !LUV


Posted via ReggaeJahm | Reggae Culture Rewarded

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 3 years ago 

I need to get my token tipping game up! Not even sure what I have in the arsenal now. ENGAGE!


Posted via ReggaeJahm | Reggae Culture Rewarded

  • Some work, some don't for me LOL
    but !PIZZA always seems to work √

Posted via ReggaeJahm | Reggae Culture Rewarded

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